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Find the Perfect Credit Card
Whether you are looking for a business or personal credit card, let us recommend the credit card that fit’s your needs. Whether you prefer 0% intro interest rate credit cards (some as long as 21 months) or credit cards with a cashback option. Let us help you.
Zero Percent Offers
Zero-percent interest offers can be a smart option if you plan to pay off your loan within one to two years
However, be sure to watch out for balance transfer fees and find out what the interest rate will be once the promotional period ends. It’s also important to note that these offers typically require excellent credit. If your credit is only moderate or worse, you’re unlikely to be approved—and applying could result in a hard inquiry on your credit report for no benefit.
Business Credit Cards
Business credit cards are a great tool for keeping business and personal expenses separate.
Most issuers evaluate your personal credit when determining approval and generally require excellent credit. One key advantage is that many banks do not report business credit card activity to personal credit bureaus. This helps keep your personal credit report clean by not reflecting business-related debts. However, reporting policies vary, so it’s important to check with each individual bank to understand whether they report to personal credit bureaus.
Rewards Cards
Reward credit cards can be a smart way to benefit from your business spending.
If you’re already spending heavily for your business, why not earn something back? By paying your bills with a rewards credit card, you can accumulate points, cash back, travel miles, or other valuable perks. The returns can be significant—some introductory offers even provide over $1,000 in rewards for meeting a minimum spending requirement within the first three months. Keep in mind, though, that most rewards credit cards require excellent credit for approval.
Rebuilding Credit
Got no credit, limited credit, or bad credit?
Don’t despair.
You can’t change the past, but the good news is that building or rebuilding your credit is easier than you might think. The key is to establish five credit lines and maintain a perfect payment history on each for as long as possible. You’ll be surprised how quickly your credit score can improve.
Be aware that in the first few months, your score may dip slightly before it begins to rise significantly. If your credit is very poor, you might need to start with a secured credit card, which requires a refundable deposit held by the bank—usually for one to two years—until you’ve proven your reliability. Stay consistent, and it will be worth it in the long run.
Get The Perfect Credit Card!
CG Loan recommends these credit cards for their clients that prefer credit cards.
Estimated completion time for a credit card is only two minutes.
Speed
Some of the credit cards we recommend have instant approval options.
Affordable Monthly Payment
Credit cards offer affordable monthly payments
Zero Percent Inro APR Options
Some of the credit cards we reccomend have rates as low as 0% for 21 months with no annual fees. Some offers have balance transfer fees.
CG Loans is a for profit company and may get paid a referral fee for recommending a credit card to you.