CG Loan’s 1% Below Prime Rate

Five Year Fixed Rate 7.49% APR or 3.99% Simple Interest*

*Well qualified is defines as a 730 FICO, no previous bankruptcies, judgements, or tax liens and a substantial amount of positive credit history for for all owners of the company. The company must also have a business credit score of 665, with a strong previous credit history including no bankruptcies, tax liens or judgements and be open at least five years. Small businesses that do not achieve these requirement or choose not to provide their business banks statements may qualify for a slightly higher Interest rate program. Certain equipment and industries may not qualify for this rate if they are deemed a significantly higher risk factor. Other restriction may apply. Interest rates are based on a $100,000 equipment financing with a fixed rate and payment over five years with a $1,999 monthly payment. Financing over $150,000 may require additional financial documents such as the last two years of tax returns. APR rate is a term generally associated with many types of loans while simple interest is an industry term that is used for equipment financing which is the percent cost of the original loan amount per year of financing to help business owners better understand the cost of financing. CG Loan is providing both rate types to help our clients understand their financing terms better.  

Online Application

CG Loan offers the most straightforward online credit application for equipment financing for your business, requiring no financial documents. With flexible underwriting and low monthly payments, it’s hassle free. Estimated completion time is only two minutes.

Fixed Monthly Payment

You can rest assured that fluctuations in interest rates won’t impact your payments with us. Your payment remains as low as the day you sign, ensuring stability and peace of mind.

Funding When You Need It

Banks are often known for lending money to businesses only when they are financially stable. However, CG Loan breaks this pattern by offering equipment financing precisely when your business needs it most. Whether you are a startup or experiencing rapid growth, CG Loan is there to support you every step of the way.


Business owners often lack the time to navigate complex credit applications and gather numerous financial documents. With CG Loan, this process is simplified through a straightforward credit application and the last three months business bank statements. CG Loan can provide approvals in as little as 15 minutes, offering both flexibility and speed to meet your financing needs.

CG Loan’s Goal

Provide capital to help small businesses grow.

For various reasons such as speed, excessive documentation, rapid or sluggish growth, rough credit periods, or financial complexities, many businesses have been overlooked by traditional banks. Since 2014, CG has been steadfastly committed to assisting as many of these overlooked businesses as possible, ensuring they receive the support they need to thrive.

our philosophy

Help Small Businesses Grow

We prioritize listening to our clients and tailor our lending institution around their specific needs and feedback.